Privacy Policy

Privacy Policy

Introduction

Welcome to https://bundling-auto-and-home-insurance-for-discounts.storysurge.net (hereinafter referred to as “Bundling Auto and Home Insurance for Discounts,” “we,” or “our”). We are committed to protecting your privacy and ensuring the security of your personal data. This Privacy Policy details our practices regarding the collection, storage, and handling of personal information in alignment with various global privacy laws, including:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25
  • The General Data Protection Regulation (GDPR) of the European Union (EU)
  • Brazil’s General Data Protection Law (LGPD)
  • California’s Consumer Privacy Act (CCPA/CPRA)
  • Colorado’s Consumer Protection Act (CPA)
  • Utah’s Consumer Sales Practice Act (UCPA)
  • Connecticut’s ConnectiCut Data Privacy Act (CTDPA)
  • Virginia’s Consumer Data Protection Act (VCDPA)
  • South Africa’s Protection of Personal Information Act (POPIA)

Scope

This policy applies to all aspects of our online presence, including but not limited to:

Please note that this policy does not extend to third-party websites, apps, or services accessible via links on our platform. These entities have their own privacy policies governing data collection and use.

Processing Activities

This Privacy Policy outlines the ways in which we process personal data when:

  • You utilize our applications and services as an authorized user.
  • You visit websites linked to this Privacy Policy.
  • You engage with us through communications, including newsletters, emails, phone calls, or texts/SMS messages.

Personal Data Collection

We collect various categories of personal data, which include:

  • Account Information: Details related to your user account creation and management, such as usernames, passwords, and profile settings.
  • Payment Information: Data needed for processing transactions, including cardholder names, card numbers, expiration dates, and security codes.
  • Financial Information: Records of financial transactions, bank account details, and income information (if voluntarily provided).
  • Purchase Information: Details about products or services you’ve purchased, including quantities, prices, and order history.
  • Mobile Device Identifiers: Unique identifiers from your mobile device, such as IP addresses, mobile phone numbers, and device tokens for push notifications.
  • Location Data: Information about your geographical location when you interact with our services (with your consent).
  • Feedback: Any comments, reviews, or ratings you provide to improve our products and services.
  • Social Media Information: Details from social media platforms when users choose to log in through these accounts for seamless access.
  • Product Information: Data about the insurance products and policies you show interest in or purchase.

We collect this data through various means, including direct user input, automated tracking technologies (like cookies), and third-party partners who assist us in providing services.

Cookies

We employ cookies to enhance your experience on our website and for analytical purposes:

  • Strictly Necessary Cookies: These ensure basic functionalities like secure login and account management.
  • Preference Cookies: Tailored settings and preferences, such as language choices or website appearance.
  • Analytics Cookies: Track website usage metrics to understand user behavior and improve our services.

Users have control over non-essential cookies through our Cookie Manager.

Retention and Deletion

We retain personal data for the duration required by law or for legitimate business purposes, including:

  • Fulfilling your transactions and providing requested services.
  • Maintaining your user account and profile settings.
  • Conducting market research and analytics to enhance our products.
  • Complying with tax, accounting, and legal obligations.

Once the data is no longer needed for these purposes, we securely delete or anonymize it.

Data Security

We prioritize data security by implementing robust technical and organizational measures:

  • Employing encryption protocols to safeguard data during transmission and storage.
  • Utilizing secure third-party processing partners who adhere to strict privacy standards.
  • Regularly reviewing and updating our security practices to meet evolving industry standards.

Children’s Privacy

We do not intentionally collect personal information from children under the age of 18. If you are a parent or guardian and believe we have collected such data, please contact us, and we will take immediate steps to rectify the issue.

Your Rights

Depending on your jurisdiction, you may have certain rights regarding your personal data:

  • Access: The right to request access to and receive copies of your personal information.
  • Rectification: Correcting inaccurate or incomplete personal data we hold about you.
  • Erasure (Right to be Forgotten): Requesting the deletion of your data where there are no legitimate grounds for retaining it.
  • Restriction: Limiting our use of your data in certain circumstances.
  • Portability: Receiving a copy of your personal data in a structured, commonly used format, and transferring it to another controller.
  • Objection: Opposing the processing of your data where we rely on legitimate interests.
  • Non-Discrimination: The right to be free from discrimination when exercising any of your data protection rights.

To exercise these rights or file complaints/appeals, please contact our Data Privacy Team at privacy@bundling-auto-and-home-insurance-for-discounts.storysurge.net or via postal mail to:

Bundling Auto and Home Insurance for Discounts
Data Privacy Team
[Street Address]
[City, State, ZIP Code]

Changes to Policy

We reserve the right to update this Privacy Policy at any time. Any modifications will be posted on our website with a revised effective date. We encourage you to review this policy periodically for the latest information on our data protection practices.

Contact Information

For any inquiries, unsubscribe requests, or questions regarding your data privacy, please contact us:

  • Email: privacy@bundling-auto-and-home-insurance-for-discounts.storysurge.net
  • Postal Mail: Bundling Auto and Home Insurance for Discounts, Data Privacy Team, [Address], [City, State, ZIP Code]